What happens if I receive Advance Funds and the check takes longer than expected, gets lost, or is being held up due to mortgage company procedures?

What happens if I receive Advance Funds and the check takes longer than expected, gets lost, or is being held up due to mortgage company procedures?

As funds are still in limbo and unable to be paid back to iink interest of 1.95% per month will accrue until the check is received or repayment is authorized otherwise.